General Info:
Turning 65 has some great advantages! If you are paying your own health insurance premiums without a company sponsored plan, or if you are enrolled in a group plan set to terminate when you turn 65, it is important that 3 months before your birthday month, you enroll in Medicare Part A and Part B. Then, on the 1st day of your 65th birthday month, your Medicare Plan can begin providing you with your extra benefits. Be sure to contact Doug and learn about your Medicare options. I can help save you money while providing extra benefits. Learn about Medicare Advantage Plans available where you live. Our meeting will make it easy to compare the benefits and costs of each Medicare Supplement and Part D Prescription Drug Plan to the Medicare Part C Advantage Plans with built in Part D drug coverage. We will also discuss if you qualify for additional subsidies like extra help for prescription costs or Medi-Cal help for Part B premiums and share of cost for your medical needs. Your knowledge about Medicare will be simplified. Learn terms like: IPA, HMO, PPO, Part A, Part B, Part D, Part C, PCP, Tier 1, 2, 3, 4, 5, OTC, DME, Donut Hole, Deductibles, Co-Payments. It is my privilege to provide you with information on Medicare Plans. I certify with Medicare Plans every year to assist with your decisions. I am able to share up to date information with you to determine which company best fits your expectations and medical needs. Feel free to contact me morning, noon or night. I am your agent and I will work hard for your business and referrals. So, if your turning 65 years of age, new to the county or area, receive extra help for prescription drugs aka LIS, Medi-Cal with your Medicare has been lost, changed or recently started Medi-Cal with Medicare, have special health needs (breathing, heart, diabetes) there may be special plans and benefits to assist you. In addition, I am a Certified Insurance Agent with Covered California typically referred to as Obama Care. I am able to assist you with your final expenses, life insurance, and annuities. So when you are feeling Purple call Doug Zirpel (how is that to help pronounce?) Plus these colors of humor... Colors to make a sentence Green, Pink and Yellow when you call 209-815-4407... I hope you pink up your phone let it go green green and I will always cheerfully say yellow this is Doug Purple. Otherwise, you can email, text, or contact me on Facebook. I always love meeting my clients and serving them. It is my pleasure to provide you with valuable information and assist you in making decisions that will hopefully save you money on your medical needs! Happy and Healthy Wishes!