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Wescon Appraisal Co

Covering The Northwest Corner Of Connecticut

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Business Type	:	Estate Planning, Probate, & Living Trusts, Appraisers, Loans, Real Estate Buyer Brokers, Mortgages, Real Estate Loans, Real Estate Consultants, Real Estate Appraisers
Address	:	43 Spencer St, Winsted, CT 06098
Coordinate	:	41.92787,-73.07577
Phone	:	(860) 909-6193
Year	:	1990
Brands	:	Estate

Opening Hours :
Mon - Thu : 9:00 am - 5:00 pm
Fri - Sat : Closed
Sun : 9:00 am - 5:00 pm
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General Info:

Real estate lenders are a funny lot. It seems they're happy to lend anybody money. Assuming a half-way decent credit rating, any potential home buyer can secure a loan for a house. Why? Because these transactions are secured by a very valuable asset: the home itself. If a borrower defaults on a loan, the risk for the lender is often only the difference between the value of the home and the amount outstanding on the loan, less the amount it costs them to foreclose and resell the property. For this reason, lenders are very wary of lending more than a certain percentage of a home's value. Traditionally, this has been 80 percent. The cushion this provides the lender helps ensure that their losses from loan defaults are kept to a minimum.

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