General Info:
Kinkelaar & Associates is a fee-only financial planning firm providing advice to individuals, couples and small business owners in all stages of life. We offer an impartial and professional perspective to answer your money questions, help eliminate unnecessary worry, and set you on the right path. Fee-Only. We're paid exclusively by our clients. We don’t accept compensation based on our product recommendations, so our advice is free from the conflicts of commissions or incentives. You avoid sales pressure and know our advice is not based on a hidden agenda. Flexible. Through hourly, as-needed engagements, we work with clients regardless of net worth, investable assets or income. We don’t require long-term contracts nor do we take over your investments. You retain control and get the level of customized service you want at a reasonable price. Independent. We’re not affiliated with any bank, brokerage firm, or insurance company. Therefore, our choices aren’t limited and we can advise on a wide range of investment products and services. We provide specific recommendations focused on meeting your unique requirements. Fiduciary. As a Registered Investment Advisor, we’re legally and ethically bound by a fiduciary duty to place our client’s interest above the firm’s. You might think all financial service providers offer this, but most do not. Your interests come first and we’ve signed a written fiduciary oath to prove our commitment. Our Philosophy is that financial planning should be about doing what is right for you, not product sales. Mary Deshong-Kinkleaar, a Certified Financial Planner™ professional, founded Kinkelaar & Associates based on personal experience. She saw a flaw in the way most financial planning was offered, emphasizing product sales rather than competent advice. Mary felt there had to be a better way to work with people on such important life matters. This philosophy formed her commitment to offering fee-only, as needed financial planning services. To get started, contact Mary Deshong-Kinkelaar at 800-716-0674 to arrange an introductory phone call.