General Info:
When you purchase insurance, you are protecting yourself against the negative financial consequences of a possible future accident or problematic event. State laws require you to buy certain kinds of insurance, while other kinds of insurance are widely sought out but not necessarily required. You can buy insurance for many different things but among the most commonly bought types of insurance are life insurance, health insurance, homeowners insurance and automobile insurance. Home Owners Insurance: Your lender will require you to buy home insurance prior to finalizing the purchasing of your new home. Homeowners insurance protects you from financial losses stemming from damage that may happen to your home. Generally, banks require mortgage borrowers to buy sufficient homeowners insurance to cover the amount of their loan. Additionally, if you live in an area designated as a flood zone by the Federal Emergency Management Agency, you are required to buy flood insurance for your home additionally. While Homeowners insurance rates are on the rise across the board. Even though your home may be worth less in a depressed economy, replacement value now costs much more and energy prices have soared. Call Michael Bodnar, Owner/Agent to review your home owner’s policy for the best possible coverage for the best price. Auto Insurance: Auto insurance is important whether you have a new or used car. If you are involved in an automobile accident, auto insurance will cover the cost of repairing your vehicle as well as expenses incurred from medical treatment that becomes necessary as a result of the accident. Auto insurance also provides you with liability coverage in the event that someone involved in an accident with you attempts to sue you. In most states, you are required by law to purchase a minimum of liability insurance if you own and operate a motor vehicle.We know your business means everything to you. It is also important to us. In a tough economy, you face challenges every day. As a business owner, you want to make sure your business is adequately protected today and tomorrow. Like you, Michael J. Bodnar of Gordon Tower Insurance, is a small business owner and understands the importance of developing a plan for continued financial security. Michael can work with you to determine the right combination of insurance and financial products for you and your business. Commercial Insurance: Gordon Tower offers solutions for your property and liability insurance needs. We also find the right coverage for your commercial auto(s), as well as worker’s compensation, professional and specialty products, Inland marine and mobile property, surety and fidelity bonds, performance bonds and financial products insurance.We believe in our customers and build trust with them. That is why they have trusted us with their insurance needs. We are an independent insurance agency representing a wide variety of professional insurance carriers which we have chosen to work with, based on their excellent reputation. We evaluate each customer individually and place them with the right carrier to best fit their insurance needs. Senior Partner Award– Michael Bodnar, President and owner of Gordon Tower Insurance has earned the Senior Partner designation from Grange Insurance six years in a row, placing the agency in an elite group. This honor places special status upon independent agencies that sell Grange products based on their experience, professionalism and superior performance. A member of Lakewood Chamber of Commerce and a 17 year Lakewood resident, Bodnar is actively involved in giving back to the community through leadership in organizations including Boy Scouts of America and Family Promise/Interfaith Hospitality Network, a local homeless shelter for families in need. Grange only sells its product