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Global Life Settlements

Dallas, Texas, United States

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General Info:

Candidates for life settlements are typically AGE 65 or older and OWN a life insurance policy with a face amount more than $100.000, a settlement is only possible when the POLICY’S market value exceeds the Cash surrender value. KEY factors in determining the market value of a policy are the death benefit. The cost of future premiums. And the life expectancy of the insured. Life expectancy is the KEY component in determining the market value of a life settlement transaction. The lower the premiums and the Shorter the life expectancy. The higher the selling price. This is because the Greater the amount of premiums that need to BE paid and the longer the investor must wait for the death benefit. The lower the policy value.

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