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CTB Financial Services, Ltd.

Minneapolis, Minnesota, United States

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General Info:

We merge Nobel Prize-winning scientific research with cutting edge financial technology. Using Modern Portfolio Theory, we create truly diversified portfolios that balance volatility and return, risk and reward. This is how you think you are invested. You may want to double check. If you have hired stock-pickers or purchased traditional mutual funds, it is highly unlikely.We do not "sell" you anything…ever. As independent, fee-only financial advisors, we are not only qualified to provide expert, objective advice. Federal law also holds us to a higher standard of accountability, transparency and fiduciary responsibility than stock brokers. If you are not paying your advisor, your product company probably is—in the form of commissions. In this case, your advisors works for them, not for you.We share what we believe AND why we believe it. We provide you not only our advice and recommendations, but also a clear picture of where they come from.

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