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A Credit Acquirer

Lynnwood, Washington, United States

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General Info:

Credit scores are determined by an extremely complex system, using algorithms to calculate all the financial data to generate credibility according to the standards within the credit grading scale.  The information used to create credit scores are affected by many things including the types of accounts, number of different accounts, status on accounts, dates accounts were opened, balances on accounts, available credit on accounts, date of payment on accounts, amounts paid on accounts, as well as many others.  This information is used to generate a score which is supposed to determine credibility.  Since credit scores only calculate information reported, two consumers can have completely different credit scores, even if they are in very similar financial situations, due to how they organize their financial profile.  Understanding the way credit is calculated to determine credibility, allow individuals to organize their finances into a structure that is perfectly compliant with the grading expectations for A credit.

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